The Deen Dayal Jan Awas Yojana (DDJAY) is one of the most successful and popular affordable housing schemes in Haryana. Established to provide planned, affordable residential plots to middle class families, the DDJAY has received enormous interest from potential buyers and homes investors alike.
Recently, the Haryana government has made some significant policy changes in order to make the DDJAY projects more cyclical, enticing, and investment friendlier. If you are looking to buy or invest in a DDJAY project in Gurugram, Sonipat, Faridabad, Panipat, Bahadurgarh, or any city in Haryana, you need to know this.
Key Changes in DDJAY Policy (2025 Update)
Stilt + Four Floors Allowed
Earlier, DDJAY plots had restrictions on the number of floors. Now, the government has approved stilt + 4 floors construction in DDJAY projects.
What this means for buyers:
- Families can build multiple floors for joint living.
- Option to sell or rent out additional floors for extra income.
What this means for investors:
- More floors = higher resale value.
- Strong rental yield potential, especially in Gurugram & Sonipat.
Removal of 50% Saleable Area Freeze
Previously, only 50% of the area in a DDJAY project could be sold initially, while the rest was frozen until infrastructure was ready. This often delayed investments. Now, the freeze has been removed.
For developers: Faster cash flow & project completion.
For buyers/investors: More availability of plots & quicker delivery.
Mortgage Relaxation
One of the biggest hurdles in DDJAY projects was the restriction on mortgaging plots for loans. This limited financing options for both buyers and builders.
Now, mortgage rules have been eased, making it easier to get home loans and construction finance.
For buyers: Easy bank loan approval = faster construction.
For developers: Smooth project funding.
Benefits of These Policy Changes
- Affordability + Flexibility → Buyers can now plan homes as per family needs.
- Higher ROI → Investors can earn through both resale and rentals.
- Boost for Developers → Faster project execution and better liquidity.
- Urban Expansion → More people will shift towards planned DDJAY colonies in Gurugram, Sonipat, Panipat, and other NCR towns.
Why This Matters for You
If you’re looking for a safe, affordable, and high-growth investment, DDJAY plots are now more attractive than ever. With these changes, homebuyers get flexibility, investors get ROI, and developers get growth opportunities.
Contact US
- Mail: support@deendayaljanaawasyojna.org
- Mobile Number: 9289707478
- website: www.deendayaljanaawasyojna.org
